AFFIN Group Achieves RM755.7 Million FY2025 PBT As Net Income Reaches All-Time High
KUALA LUMPUR: AFFIN Group (AFFIN) reported a Profit Before Taxation (PBT) of RM755.7 million for the financial year ended 31 December 2025, a steady increase of RM54.7 million or 7.8 per cent compared to RM701.0 million recorded in the previous financial year.
According to a statement, the increase in PBT was primarily attributed to a higher net income by RM271.8 million, partially offset by a higher operating expense by RM33.9 million and an allowance for impairment losses of RM31.2 million, compared to a write-back of impairment losses of RM151.4 million in the previous financial year.
President and Group Chief Executive Officer of AFFIN Group Datuk Wan Razly Abdullah said that AFFIN reported a record FY2025 PBT of RM755.7 million (+7.8 per cent year-on-year (YoY)).
“This was underpinned by our highest-ever net income and a 47.4 per cent surge in operating profit. This performance was further bolstered by our continuous asset quality efforts, which have driven the Gross Impaired Loan (GIL) ratio to an all-time low of 1.64 per cent.
“Together with our robust capital and liquidity position, this provides a solid platform to capture opportunities in 2026, strengthen earnings quality and build long-term shareholder value.”
“The outlook for Malaysia’s economy in 2026 is expected to be strong, supported by steady growth in the domestic manufacturing sector as well as an accommodative BNM monetary policy,” he said on Thursday.
According to Datuk Wan Razly Abdullah, Malaysia’s outlook remains constructive, with real GDP growth broadly forecast in the 4.0 to 4.5 per cent range, underpinned by resilient domestic demand, sustained investment activity, and firmer external trade flows.
He also highlighted AFFIN being honoured with the Best New Bond Award by The Asset for their landmark debut US$300 million senior unsecured notes issuance completed in June 2025.
He said that the Board has proposed a final dividend of 8.53 sen per share, totalling RM216 million, reflecting AFFIN’s robust capital position and record FY2025 performance.
“It is also a tangible acknowledgment of shareholders’ continued trust, confidence, and steadfast support as we continue to execute the AFFIN Axelerate 2028 (AX28) Plan, our strategic compass to deepen core earnings, enhance efficiency, and build sustainable, long-term value,” he concluded. -UKASnews
